Find My
Start with your timeline. Explore your TSP options.
Tell us when you expect to start using your TSP savings. Not sure yet? Use your birth year as a starting point. We’ll show you two models for that target date, each with a clear percentage breakdown across TSP funds.
- Free to use. No account or login required.
Please complete the form above to view your Vector Year
Vector Description
Vector Year
Explore the two models below to see their TSP fund percentages.
- aVectors
A more adaptive approach
Uses research from actively managed and index-based target date funds. Allocations can change as the underlying investment strategies evolve.
- Allocations may change more noticeably
- Active + Index-based portfolio research
- Review consideration: at least quarterly
- iVectors
A lower maintenance approach
Uses research from index-based target date funds. Allocations generally change more gradually over time.
- Generally smaller, more gradual allocation changes
- Research using Index-only target date portfolios
- Review consideration: once or twice a year
What does the year mean?
It’s the approximate year you expect to begin using your TSP savings. The models are grouped in five-year steps, so you don’t need an exact match.
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Retire
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Retire
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2030
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2030
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2035
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2035
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2040
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2040
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2045
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2045
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2050
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2050
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2055
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2055
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2060
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2060
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2065
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2065
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2070
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2070
Your timeline is a starting point. Your comfort with investment risk, other savings, and income needs also matter.
From model percentages to your TSP
Each Vector page shows how the model is divided among TSP funds. You can compare those percentages with your current investments or use them as a starting point.
If you decide to follow a model, you make the changes yourself through the official TSP website and review your allocation periodically. TSPvectors never connects to or changes your account.
Important
Find My Vector is an educational tool. It does not consider your complete financial situation, including risk tolerance, pension benefits, other investments, withdrawal needs, or tax circumstances. TSPvectors does not access your TSP account or make changes on your behalf. Participants remain responsible for any investment decisions and account changes. Model portfolios can lose value. Neither approach is guaranteed to outperform the other or a TSP Lifecycle Fund. Past performance does not guarantee future results.